Financial Advisory Group Grows by 40% in 2025 As Firms Seek Alternative Lending Options
Finance debt advisory firm Funding Bay (FBX Capital) grew its workforce by 43% in 2025 after completing more than 447 lending transactions worth millions.
LONDON, UNITED KINGDOM, January 9, 2026 /EINPresswire.com/ -- Finance debt advisory group Funding Bay/FBX Capital has experienced exceptional growth as firms increasingly seek alternative lending options amid a volatile economic climate.Since its inception in 2017, Funding Bay/FBX Capital has facilitated over £195 million in funding across all its platforms, enabling hundreds of businesses to access essential capital. In 2025 alone, the company completed 447 lending transactions.
Transactions range from £10,000 to £20 million and span all sectors from manufacturing and retail to technology and hospitality.
The firm has expanded its workforce by 43% this year, rising from 37 team members in January 2025 to 53 by December.
The London-based firm's expansion underscores a sustained two-year growth trajectory, having grown from just 21 employees in January 2024.
Funding Bay/FBX Capital specialises in connecting SMEs with alternative lending channels. The firm reports that the UK's challenging economic landscape has significantly accelerated demand for its services as businesses reassess their funding strategies in response to mounting financial pressures.
Recent government policies have intensified pressure on the corporate sector, with measures including the rise in employers' National Insurance contributions and increasing wage obligations adding to businesses' financial burden.
While high-street banks may take months to approve loans, many alternative finance providers can make funding decisions within hours, thanks to more agile regulatory frameworks and streamlined digital processes.
Alex Fenton, Partner at Funding Bay/FBX Capital, commented:
"As businesses navigate higher taxes and operational costs, SMEs are facing unprecedented financial pressure in what is proving to be one of the most challenging economic environments in recent memory.
“Traditional lending routes remain frustratingly slow and inflexible, often requiring months of documentation and deliberation. For businesses that need capital to seize time-sensitive opportunities or address immediate cash flow challenges, these timelines simply don't work.
"Alternative finance providers have emerged as a vital lifeline, offering faster decision-making, more flexible terms, and a willingness to understand the nuances of individual businesses rather than relying solely on rigid credit scoring models. The sustained growth of Funding Bay/FBX Capital directly reflects this fundamental shift in how British businesses are accessing capital.”
ENDS
For more information contact:
charlotte@higginsonstrategy.com
07472681722
NOTES TO EDITORS
About Funding Bay/FBX Capital:
Funding Bay/FBX Capital is a boutique corporate and commercial finance debt advisory group
The group raises debt capital of between £10k and £20m for growing SMEs
Since its inception in 2017, the group has helped clients successfully raise over £195m of debt funding
For more information visit: https://fbxcapital.co.uk/ and https://fundingbay.co.uk/
Charlotte Dignam
+44 7472681722
email us here
Higginson Strategy
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